buying a home

[Highway23]

I think we're heading to the bank today to check out some things...

and are going to start looking for houses....


talk about getting an ulcer...

[jamijams]

one of the best pieces of advice I can give, is to have the sewer line inspected if youre buying and OLD house. not an issue with new houses, but i've had three friends this year have to replace their sewer line, about 3-5grand, the inspection usually runs a couple of hundred
and, have fun. looking at houses can be exhausting, but also exciting
are you going zero down?

[Not_Trapped]

I think we're heading to the bank today to check out some things...

and are going to start looking for houses....


talk about getting an ulcer...
GOOD LUCK, man...and just relax...they can say yes or no...that's all. they can't take anything away from you.

[panthergirl]

very exciting... and a little stressful, huh?!

we never had that sewer problem, due to the fact that we have a septic system. Ewwwww.....
If you do get interested in a house with a septic tank, find out when it was last pumped. Ewwwwwwww.....:puzzled:

anyway...have fun :)

[Buannan]

my best advice to you is don't get in over your head...just because you qualify for $300,000 doesn't mean you need to buy a home worth that much...if the payments seem too high...then wait

mortgage companies are more than happy to lend you more money than you can afford because they know most people will go to great extremes to not lose their home...also, don't use all your savings on buying the house...leave yourself a cushion for the unexpected or for paint or whatever to fix up the house the way you want it

I got in over my head and lost my house..of course, it didn't help that my boss fired me exactly 3 weeks after I bought it...and the bank didn't give a rat's ass about my situation (it was chase manhattan, I would NEVER deal with them again for any reason)

also, make sure you dish out the $200-300 to have it independantly inspected

other than that..have fun...house hunting is a blast!!

[Highway23]

It went really well...we're looking in the 100,000 - 120,000 range

First time homebuyers..and we're going through our bank, which is state employees...which makes us feel better because they can't really fuck us over...

we're really excited...we're skipping going into work and giong house watching...

:) rockin

[Not_Trapped]

get a six pack and just drive...

[poetrywriter]

one of the best pieces of advice I can give, is to have the sewer line inspected if youre buying and OLD house. not an issue with new houses, but i've had three friends this year have to replace their sewer line, about 3-5grand, the inspection usually runs a couple of hundred
and, have fun. looking at houses can be exhausting, but also exciting
are you going zero down?

I saw this done a couple times. They will snake a line down into the sewer line that has a tiny video camera on it. You can then watch on a monitor.
Old houses have sewer lines made of cast iron that have rusted and are prone to having tree roots growing inside them. Like Jami said, it can cost a fortune to fix. A guy down the street where I live had to tear his driveway up to repair their sewer line.

Good luck and have fun. Don't forget to inquire about property taxes and crap like that.

[rockrighter]

It went really well...we're looking in the 100,000 - 120,000 range

First time homebuyers..and we're going through our bank, which is state employees...which makes us feel better because they can't really fuck us over...

we're really excited...we're skipping going into work and giong house watching...

:) rockin
I know that's in USD, but shit, that's still cheap. 'Round here, the average house is going for about $230,000 ($202,750 USD).

Good luck!

[panthergirl]

yeah...first time home buyers are priced out of the market here in south florida too...
i read a letter to the editor in the miami herald today about 2 teachers who retired and could not afford a home here. they went to georgia and she said they bought what here would be a mansion on almost 2 acres..etc....


anyway, so tell us about the house-hunting.
looking at peoples homes while they are still living there can be very..
ummmm...shall we say....interesting... :nervous:

[reallygroovN]

the internet is a cool tool to use, too. virtual tours.

what we did was we drove around our township every sunday and finally figured out where we wanted to live (on this one golf course). we were lucky because the golf course is really nice and well kept up, but the houses surrounding the course are some of the older developments in the township so they were in our price range.

then, every sunday we drove along the roads surrounding the golf course, wrote down all the houses that went up for sale and finally found this one. it took about a year till we found this one, which turned out to be perfect but wasnt when we first bought it.

good luck and have fun :)

[yer ardy]

my advice to you is forget buying a house.
sell all your belongings.
wander the country as nomads.



;)


good luck, have fun, make sure there's a home depot or lowe's within walking distance of your new home - you'll be there more than you think !

[MonkeyBrains]

wander the country as nomads.



Don't stop there.. Wander the globe!!

[Smirks]

Good luck! It is very exiciting and nerveracking, but it is SO worth it!